HOAPNET:: HOMEOWNER ASSISTANCE PROGRAM
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Free Homeowner Assistance Program

Solutions to Keep or Sell
Your Home

Facing financial hardship? You have options. Whether your goal is to keep your home or sell it, our expert consultants provide personalized guidance — completely free for qualified NY homeowners.

✔ No Out-of-Pocket Costs ✔ Licensed Professionals

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FAQS

Questions? We Have Answers

Get clarity on our programs and services. If you don't find your answer here, our Specialist Consultants are ready to help.

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What is HOAPNet?

HOAPNet is a homeowner assistance platform providing expert guidance and real estate solutions during financial hardship.

Is the HOAP program really free?

Yes. Our services are provided without any out-of-pocket costs to homeowners.

Who qualifies for the HOAP program?

Homeowners facing financial hardship, foreclosure risk, or uncertainty about selling or keeping their home.

Can you help if I’m already in foreclosure?

Yes. We assess your situation and explore available options to stop or delay foreclosure.

What’s the difference between loan modification and refinancing?

Loan modification adjusts your existing loan terms, while refinancing replaces your loan with a new one.

How quickly can I sell my home through Quick Cash Sale?

Some homeowners are able to sell in as little as a few weeks depending on the property and situation.

What is a short sale and will it damage my credit?

A short sale allows you to sell for less than owed. Credit impact varies but is often less severe than foreclosure.

What if I inherited a property and don’t know what to do?

Our experts help evaluate your options, whether that means selling, keeping, or resolving legal matters.

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